A simple and secure way to pay
No Deposit
Quick &
Up to 12 months
Interest Free
Up to $5000 Credit
shop anytime
Low monthly
How to shop with zipMoney
Get Pre-approved below
Simple Application 3 minutes to complete application
Enjoy Your Online Shopping Account
Apply here or Checkout with zipMoney

Fees and charges
One off establishment fee of $25 for $2000 accounts and $99 for $5000 accounts.
Enjoy NO INTEREST for 12 MONTHS for purchases over $2000 and 6 months for all other purchases
No deposit required on any purchases made
Minimum monthly payments 3% or $40 for $2000 accounts and 3% or $150 for $5000 accounts apply.
A small admin fee of $4.95/mth, payable only if balance is owing

Safety and Security
Enjoy buyer protection on all purchases made using zipMoney
No credit card numbers. No worries!
We employ the same encryption as the big banks
We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients
You must be an Australian resident,
18 years or over and have a job to apply.

Important Notice
Available to approved applicants only. Minimum monthly payments apply, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.90%. A monthly account service fee of $4.95 is applicable while there is a balance outstanding. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit www.zipmoney.com.au to learn from about zipMoney.